Fair Usage Policy

Our fair usage policy ensures that UMVA Card remains reliable and accessible for all users. By using your card responsibly, you help maintain the quality of service for everyone.

Responsible Card Usage

Use your UMVA virtual card for legitimate online purchases and payments. Cards are intended for personal and business use, not for circumventing payment systems or engaging in prohibited activities.

Multiple Cards Policy

While there is no limit on the number of cards you can create, each card should be used for legitimate purposes. Creating excessive numbers of cards for the purpose of exploiting promotional offers or system features is not permitted.

Account Activity

Accounts must maintain regular legitimate activity. Accounts that show patterns of suspicious activity, excessive chargebacks, or unusual transaction patterns may be subject to review and restriction.

Policy Updates

We reserve the right to update this fair usage policy at any time. Users will be notified of material changes. Continued use of UMVA Card after policy updates constitutes acceptance of the updated terms.

Need Help?

If you have questions about any policy or guideline, our support team is here to help.

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Card Networks
  • Visa Virtual Cards
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  • Verve Virtual Cards
  • Debit & Credit BINs
  • Multiple Premium BINs
Key Features
  • No KYC Required
  • Instant Issuance - Ready in Seconds
  • No Monthly Fees - Valid 5 Years
  • 0% Auth Fee & 0% FX Fee
  • 3DS 2.0 Secure Authentication
  • Apple Pay, Google Pay & Samsung Pay
  • Unlimited Card Creation
Funding Methods
  • Visa, Mastercard, Amex, Verve
  • USDT, USDC, BTC, ETH & Crypto
  • Bank Transfers & Direct Deposits
  • User Balance
Premium Features
  • 5-Year Card Validity
  • High Spend Limits
  • Apple Pay & Google Pay
  • 3DS Secure Checkout
  • 0% Auth & 0% FX Fees
  • Free Card Replacement
  • 24/7 Refill Available