Rakuten is a popular online shopping portal that partners with hundreds of retailers, from household brands to smaller merchants. By starting your purchase at Rakuten, you can earn cash back or valuable transferable points on every eligible purchase you make.
The site makes marketing agreements with individual retailers, which pay Rakuten commissions on purchases that begin there. Rakuten then passes a portion of those commissions on to the customer. This win-win situation allows consumers to earn rewards while retailers gain additional business.
Rakuten offers a range of benefits, including a browser extension that notifies you of available cash back. The site also allows you to link your rewards credit card to earn even more rewards. To take your rewards to the next level, consider switching your earning preference to American Express Membership Rewards points or Bilt Points, which offer higher returns on online purchases.
However, it's essential to compare earning rates using a shopping portal aggregator to ensure you're maximizing your rewards. Additionally, consider using a credit card that offers solid value for everyday purchases, such as the Capital One Venture Rewards Credit Card or the Citi Double Cash Card.
When making online purchases, pay attention to bonus categories and consider using a card that offers the most value. Remember, any cash back or Amex points you'd take home through Rakuten come in addition to the earnings on your card, and you may even be able to stack an Amex Offer or Chase Offer at select merchants.
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