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Entertainment July 2, 2026

Maximize Your Credit Card Benefits: Essential Perks to Utilize This July

Maximize Your Credit Card Benefits: Essential Perks to Utilize This July

American Express cardholders have access to a variety of monthly statement credits that can help offset the costs of their annual fees.

One of the key benefits of the American Express Platinum Card is its range of monthly statement credits, which can help to justify the card's $895 annual fee.

The American Express Platinum Card offers up to $25 in digital entertainment monthly statement credit, up to $15 in Uber Cash monthly, up to $12.95 in Walmart+ monthly membership credits, and up to $9.99 in Uber One statement credits.

Man and woman looking at a laptop

The Business Platinum Card from American Express offers a single monthly statement credit, worth up to $10, towards wireless service with an eligible U.S. mobile service provider.

The American Express Gold Card also offers a range of monthly statement credits, including up to $10 in Uber Cash monthly, up to $10 in dining statement credits, and up to $7 in Dunkin' Donuts statement credits.

The American Express Business Gold Card offers up to $20 in flexible business statement credits monthly and up to $12.95 in Walmart+ monthly membership credits.

Buffalo Wild Wings Corner Entrance

Delta SkyMiles cardholders can also take advantage of monthly statement credits, including up to $20 in Resy credits and up to $10 in ride-hailing credits with cards like the Delta SkyMiles Reserve and Delta SkyMiles Platinum.

The Marriott Bonvoy Brilliant American Express Card offers up to $25 in monthly dining statement credits at restaurants worldwide.

The Wyndham Rewards Earner Premier Card offers up to $10 in monthly meal delivery service credits for purchases made with meal delivery services.

Directly above view of hands toasting glass of fresh cocktails while celebrating at restaurant

Chase credit cardholders can also take advantage of monthly statement credits, including up to $20 in DoorDash non-restaurant credits and up to $10 in Lyft credits with cards like the Chase Sapphire Reserve.

The United Club Card and United Club Business Card offer up to $20 in Instacart credits and up to $12 in ride-hailing credits.

The United Quest Card offers up to $15 in Instacart credits and up to $8 in ride-hailing credits, while the United Business Card offers up to $10 in Instacart credits and up to $8 in ride-hailing credits.

Uber pickup area at Midway Airport

The United Explorer Card offers up to $10 in Instacart credits and up to $5 in ride-hailing credits.

The Citi / AAdvantage Executive World Elite Mastercard offers up to $10 in Lyft credit after three rides and up to $10 in statement credits on Grubhub purchases.

For those looking to maximize their value, it's essential to understand which credits are offered monthly and which are received biannually, quarterly, or annually.

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